We Make Deals Happen

Manhattan Funding specializes in $100K to $3M+ luxury and exotic open-end leases.

We offer tailored loans when the standard ‘financial services’ can’t – with big benefits for both the dealer and client. 

No middle-man here. You work directly with one of the firm’s managing partners. 

That’s why our slogan is, Yeah. We do that.

Why Manhattan Funding

Dealers Choose Manhattan Funding

Sometimes you need an out-of-the-box solution to get a deal done.

With over 65 years of experience, we know this business. It translates to an unmatched understanding of how to get the job done. We have insight and long-term relationships that others can’t match. That makes for more tools and connections at our disposal to create more options for you. We know these attributes foster good relationships and promote repeat business.  Our philosophy is If you are happy, we are happy.

Dealer Benefits include:

  • Instant Online Quotes (No waiting, seriously)
  • High Reserves
  • Zero-Day Chargebacks
  • Over MSRP Funding
  • Dollar Buy Back Residuals
  • Funding for Unique Clients (Cannabis Growers & First-Year Sports Contracts)
  • Funding in 46 States. See FAQ’s for details. 

Creative Lease Solutions

Manhattan Funding structures leases to fit the dealer’s and customer’s needs.

By tailoring terms to resolve potential credit issues, we help dealers get an approval and customers begin establishing credit within our banking network. Part of our leasing process is understanding where the customer comes from. Bad things happen to good people, and sometimes good peoples’ credit is impacted by things outside of our control. 

We will never turn down a deal that makes sense, regardless of credit score.* 

Frequently asked questions

No. You can get started with us immedialty.

Simply can fill out the application online or send a copy in directly to one of our partners. 

We pride ourselves on operating on both East and West coast time. We work with you and your customer to get the credit approval within one business day, with the following documents:

  • Completed Application
  • POI (Tax Returns)
  • POA (Bank Statements)

In most cases we’ll need to see proof of income and proof of assets. However, every deal is unique and we know this is not always necessary and/or possible. We’ll work with you and the client.

Our online application can be found here

We’ll work with any applicant(s) with over a 550 score. 

In many cases, we can have lease documents in your hands the same day or sent directly to the customer.


Once we have a correct completed set of properly executed documents, funds are wired within 48 hours.

Weekends and bank holidays excluded. 

We finance in 46 states in the US. 

At this time, we are unable to fund vehicles registered/titled in Alaska, Connecticut, Louisiana, and Virginia. 

Montana requires proof of residency (address) and Montana driver’s license. 

At any time during the lease, using the existing documentation, a Lessee may pay the difference in value between the first and second vehicle, substituting vehicles for one of equal or greater value.

Should your client decide you’re ready for another vehicle all of our leases can be assumed. 

Classic, exotic, and high-line vehicles are our specialty, yet we will fund anything with a U.S. title. 

A Lessee may terminate the lease at any time. Terms and conditions of contract will apply. 

Quick Links

Ready to make more deals?

For a custom quote, check out our instant online calculator or fill out the information below.